Privacy Policy

Last Updated: 01/07/2026

Introduction

Credit To Capital (“Company”, “we”, “us,” or “our”), is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information when you visit our website https://credittocapital.net/ and engage with our services related to business funding and credit consulting.

Information We Collect

We may collect the following types of information:

• Personal Information:
  • Name, email address, mailing address, phone number, date of birth, Social Security Number (SSN) or Tax ID, business financial details, credit reports or scores (with consent), bank account information, identification documents, and any other information you voluntarily provide.

• Non-Personal Information:
  • Browser type and version, IP address, device identifiers, pages visited, time spent on the site, and referring URL.

How We Use Your Information

We use your information to:

• Provide business funding and credit consulting services.
• Perform eligibility and risk assessments.
• Submit applications to funding partners and financial institutions.
• Improve our services and website.
• Send communications regarding your application or funding status.
• Conduct internal audits and compliance reviews.
• Prevent fraud and unauthorized transactions.

Legal Basis for Data Processing

We process personal data under the following legal frameworks:

• Gramm-Leach-Bliley Act (GLBA):
  • We are required to protect the confidentiality and security of consumer financial information.

• Fair Credit Reporting Act (FCRA):
  • When accessing credit reports or sharing information with credit bureaus or affiliates, we obtain proper consent and follow FCRA regulations.

• California Consumer Privacy Act (CCPA):
  • For California residents, you have the right to request access to or deletion of your personal information.

• Federal Trade Commission Act (FTC Act):
  • We adhere to fair business practices and consumer privacy standards under the FTC Act.

All third parties we share your information with are contractually obligated to protect it in compliance with applicable laws.

Your Privacy Rights

Depending on your location and applicable law, you may have the following rights:

• Access: Request a copy of the personal data we hold about you.
• Correction: Request to update or correct inaccurate data.
• Deletion: Request deletion of your personal information (subject to legal or regulatory obligations).
• Opt-Out: Request to opt out of data sharing or marketing communications.

To exercise any of these rights, please contact us at:

• Email: support@credittocapital.com
• Phone: +1 858-358-7773

Data Retention

We maintain reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These safeguards include, but are not limited to:

• Secure servers with industry-standard encryption protocols
• Encrypted communications during data transmission
• Role-based access controls limiting data access to authorized personnel only
• Regular security audits, monitoring, and risk assessments
• Employee confidentiality and data-protection agreements

In addition, all personal data is encrypted while stored on secure servers. Personal information collected for the purpose of providing our services is retained only for as long as reasonably necessary to complete the applicable process. Unless a longer retention period is required or permitted by law, such data is securely deleted or destroyed within sixty (90) days after the applicable process has been completed.

Despite these safeguards, no method of transmission over the internet or method of electronic storage is completely secure. Accordingly, we cannot guarantee absolute security of your information.

Children’s Privacy

Our services are not intended for children under 18. We do not knowingly collect personal information from anyone under the age of 18. If we become aware that we have collected such data, we will take immediate steps to delete it.

Cookies and Tracking Technologies

We use cookies, web beacons, and tracking scripts to enhance your browsing experience and gather data about usage patterns. You can adjust your browser settings to disable cookies at any time, though this may affect website functionality.

Third-Party Links

Our website may contain links to third-party websites or platforms. We are not responsible for the content, privacy practices, or security of such external websites.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with the updated effective date. Your continued use of our services after any changes means you accept the revised policy.

Contact Us

If you have any questions or concerns about this Privacy Policy or your personal information, please contact us:

Credit To Capital
Address: 1150 NW 72nd Ave, Miami, FL 33126
Email: support@credittocapital.com
Phone: +1 (858) 358-7773